An Unorthodox Look at Being Frugal – Cutting Booze and Carbs

An Unorthodox Look at Being Frugal – Cutting Booze and Carbs

Even though I’m not a big fan of the word “frugal” as I described in my last post, it still applies best here. I have issues with the word and the overuse of it, not the principles behind it. On ...
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Rethinking Frugal – When is it Too Extreme?

Rethinking Frugal – When is it Too Extreme?

I’m not a big fan of being frugal, in general terms. Sure, it’s a necessary part of budgeting and cutting back on expenses when you are in debt up to your eyeballs (like me), but I don’t like being frugal ...
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9 Jobs That Were the Most Important in My Life

9 Jobs That Were the Most Important in My Life

I’ve had many different jobs in my life. The estimated number I came up with is about 20 jobs that I’ve had in my life. Those are the jobs that had titles that I could remember. The real number is ...
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Playing the Waiting Game with Investing

I’m not a patient person by nature. However, I do come across to others as a patient person. It’s an interesting dynamic. On the outside and to those outside my house, I come across as a calm, collected, easy-going guy. ...
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Adding to Debt So We Can Cool Off

Adding to Debt So We Can Cool Off

I just added to our massive debt pile in a significant way. That’s not a happy statement, but it’s reality. I added about $7,600 to the massive debt. Uggh! I was going to say something more profound to describe what ...
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The Cash-Out Refinance Process is Underway on My House

The Cash-Out Refinance Process is Underway on My House

I recently attempted to qualify for a home equity loan on my primary residence, my humble abode. I had read and researched the straight home equity loan versus the home equity line of credit (HELOC) and I decided on the ...
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My First Job – Your Neighborhood Paperboy

I was inspired to write this post about my very first job after seeing a post on Twitter… #MyFirst7Jobs Ball Chaser Runner Umpire Golf ball diver KMart cashier Landscaper Night Janitor My next 16 are here: https://t.co/IN7pKETG3R — Ty (@GetRichQuickish) ...
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MDTM Investment Report for July 2016 – Dividends, Options, and P2P

MDTM Investment Report for July 2016 – Dividends, Options, and P2P

This is my report on current investments, which include stocks and peer-to-peer lending for now. In the future, the investments will include real estate.
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Retirement Accounts – I Forgot About My Rollover IRA Account and Found Money

In my financial journey that began with this blog in November 2015, I started with zero in retirement savings. That’s $0.00 on the old retirement statement. Well, not quite zero, but it was damn close. I had $500 left in ...
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Ugly Numbers for Financial Health – MDTM Monthly Report for July 2016

As I got back to updating my blog here recently, I realized that I haven’t completed a monthly report since the end of 2015. So here is an overdue update on the current state of my massive debt and financial ...
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